Getting pre-approved helps you understand exactly how much you can afford, making your home search more focused. Pre-approval with Bluecastle shows sellers you're serious and ready to act. Plus, you’ll get personalized loan options and fast pre-approvals, so you can confidently make an offer when you find the right home.

This varies depending on the type of loan. FHA loans may require as little as 3.5% down, while conventional loans can need around 20%. With Bluecastle, you have access to a wide range of loan options tailored to your financial situation, and we’ll help you find the right fit for your budget.

Yes! Even with a low credit score, you may still qualify for a home loan. Bluecastle offers flexible loan options, including FHA loans, which are great for borrowers with lower credit. We’re here to find the best solution for your situation, no matter your credit score.

Closing costs typically range from 2% to 5% of the home’s purchase price. At Bluecastle, we can help reduce this burden—you may qualify for up to $10,000 toward closing costs. And remember, if you bundle our services, you also get our Buy Now, Free Refinance Later offer, which covers up to $2,500 in closing costs if you refinance within 3 years!

There are no prepayment penalties with Bluecastle Lending, meaning you can pay off your loan early without any additional fees. This gives you flexibility and control over your mortgage.

If you buy a home with Bluecastle and rates drop within 3 years, we’ll refinance your loan to the lower rate and cover up to $2,500 in closing costs. This gives you peace of mind knowing you can lock in a lower rate if the market changes.

Typically, the home loan process takes 30-45 days from application to closing. At Bluecastle, we prioritize fast pre-approvals and work to streamline the process so you can close as quickly as possible.

Bluecastle is your one-stop shop for both home loans and real estate services. We offer competitive rates, personalized service, and up to $10,000 toward closing costs. Plus, our team of experts holds specialized certifications and has a proven track record with over $2 billion in sold volume and a 95% client satisfaction rate. We work to get the seller to cover our commission fees and offer a zero-risk guarantee—if you don’t find your dream home, you owe us nothing.

No, at Bluecastle Lending, we pride ourselves on full transparency. We have no hidden fees or surprise charges. You only pay once we close the deal, and we provide clear, upfront pricing from the start.

Yes! We offer loan options for investment properties, including Airbnb rentals. We also provide accurate property value estimates and rental income projections, so you can make smart decisions about your property’s earning potential.

With Bluecastle’s ShowMe system, you don’t have to wait! You can schedule a home showing anytime through our network of over 80,000 agents, so you can tour homes when it’s convenient for you.

With Bluecastle’s ShowMe system, you don’t have to wait! You can schedule a home showing anytime through our network of over 80,000 agents, so you can tour homes when it’s convenient for you.

At Bluecastle, we embrace technology to make your experience seamless. You can skip the office visits by signing documents electronically, and you can access our On-Demand Video Library for answers to common questions. Soon, our AI Chat Bot, Agent Ace, will be available to provide real-time answers 24/7!